Kay County property record for 3100 E Hubbard Rd, Ponca City, OK 74604
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 43.5 acres (1,895,296 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $85 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24314 |
| Primary APN | 24314 |
|---|---|
| Alternative APN |
|
| Attic | Attic |
|---|---|
| Attic Area | 1,920 sqft |
| Lot Area | 1,895,296 sqft (43.5 acres) |
|---|
| Account Number | 24314 |
|---|---|
| Street Address | 3100 E HUBBARD RD |
| City | PONCA CITY |
| State | OK |
| Zip | 74604 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | CROSS TWP - 12-26-2E TR BEG NE/C SE/C TH S53DEGW 2341.85' N44DEGW 134.54' N26DEGW 1481.99' E 2631.88' TO POB |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 12 |
| Legal Subdivision | CROSS TOWNSHIP |
| Legal Block | 26 |
| Legal Lot Number | 2E |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 600 |
3100 E Hubbard Rd, agricultural vacant land, is owned by two individuals who acquired it in March 2014.
Source: Kay County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 WOODCREST, PONCA CITY, OK 74604-5114 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Construction Mortgage EQUITY BANK |
| Dec 29, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1997 |
| Deed Sale | Oct 31, 1997 |
| Deed Book / Page | 997 / 13 |
| Last Transfer Date | Mar 27, 2014 |
| Transfer Doc | 0000002882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Jun 3, 2026 |
| Property Address | 3100 E HUBBARD RD, PONCA CITY, OK 74604 |
| Document Number | 0000003909 |
| Book / Page | 2037 / 305 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 WOODCREST, PONCA CITY, OK 74604-5114 |
| Document Number | 0000003909, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 2037/305 |
| Instrument | 20263909 |
| Name | EQUITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | May 29, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Dec 29, 2020 |
| Property Address | 3100 E HUBBARD RD, PONCA CITY, OK 74604 |
| Document Number | 0000009180 |
| Book / Page | 001856 / 000266 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 9180 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3006 TURNER ST PONCA CITY OK 746041512, PONCA CITY, OK 74604-1512 |
The 2025 property tax bill for 3100 E Hubbard Rd was $85, up 9% from the year before.
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Elementary School District | Kildare Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,047 (+3.05%) Land $871 Building $176 | $9,517 (-22.69%) Land $7,915 Building $1,602 | |
| 2025 | $85.00 (+8.97%) | $1,016 (+2.94%) Land $845 Building $171 | $12,310 (-1.08%) Land $8,044 Building $4,266 |
| 2024 | $78.00 (+2.63%) | $987 (+3.03%) Land $821 Building $166 | $12,445 (+42.88%) Land $8,044 Building $4,401 |
| 2023 | $76.00 | $958 Land $787 Building $171 | $8,710 Land $7,155 Building $1,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3100 E Hubbard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3100 E Hubbard Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605 |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ponca City Utility Authority Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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