3100 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 3100 E 12th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,362 sqft · built 2006
Lot Size	0.365 acres (15,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jul 2023)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Jul 2023 Sale Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11280-409-000`

Property Details

APN / Parcel Number

Primary APN	`11280-409-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,362 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	2,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,885 sqft (0.365 acres)
Garage Type	Attached
Garage Area	840 sqft
Driveway	Driveway
Driveway Area	1,530 sqft
Porch	Open Porch
Porch Area	225 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3100 E 12TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EISENHOWER CIRCLE LOT 9 ORB 4711 P 2310
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	EISENHOWER CIRCLE
Legal Lot Number	9
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2034
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2347 MARTIN LUTHER KING JUNIOR BLVD, PANAMA CITY, FL 32405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer SETCO SERVICES LLC
Mar 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	202345614
Deed Book / Page	4711 / 2310
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	0042321296
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 21, 2023
Property Address	3100 E 12TH ST, LYNN HAVEN, FL 32444-3156
Document Number	0047112310
Book / Page	4711 / 2310
Map Reference	MB 19 PG 100
Instrument Date	Jul 20, 2023
Instrument	2023045614
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 COVE POINTE DR, PANAMA CITY, FL 32401-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2347 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405-4403

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 13, 2020
Property Address	3100 E 12TH ST, LYNN HAVEN, FL 32444-3156
Document Number	0042321296
Book / Page	004232 / 001296
Instrument Date	Mar 13, 2020
Instrument	19195
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	607 CAROLINA AVE LYNN HAVEN FL 324441645, LYNN HAVEN, FL 32444-1645

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 5, 2019
Property Address	3100 E 12TH ST, LYNN HAVEN, FL 32444-3156
Document Number	0041641555
Book / Page	004164 / 001555
Instrument Date	Sep 3, 2019
Instrument	79108
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$3,605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	607 CAROLINA AVE LYNN HAVEN FL 324441645, LYNN HAVEN, FL 32444-1645

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00 (-8.1%) Homeowner's exemption	$491,991 (+9.18%) Land $70,600 Building $421,391	$491,991 (+9.18%) Land $70,600 Building $421,391
2024	$6,090.00 (+7.18%)
2023	$5,682.00 (+16.53%)	$450,610 (+7.57%) Land $60,400 Building $390,210	$450,610 (+7.57%) Land $60,400 Building $390,210
2022	$4,876.00	$418,899 Land $55,000 Building $363,899	$418,899 Land $55,000 Building $363,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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