Bay County property record for 3040 E 12th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,967 sqft · built 2013 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Aug 2022) |
| Tax Bill | $5,559 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11280-408-000 |
| Primary APN | 11280-408-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,967 sqft Living Area |
| Gross Area | 3,903 sqft |
| 1st Floor Area | 2,761 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Driveway | Driveway |
| Driveway Area | 1,050 sqft |
| Pool Area | 180 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 315 sqft |
| Patio Area | 104 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3040 E 12TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EISENHOWER CIRCLE LOT 8 ORB 4597 P 2014 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | EISENHOWER CIRCLE |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3040 E 12TH ST, LYNN HAVEN, FL 32444-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 202259694 |
| Deed Book / Page | 4597 / 2014 |
| Prior Transfer Date | Aug 26, 2014 |
| Prior Transfer Doc | 0036350832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 3040 E 12TH ST, LYNN HAVEN, FL 32444-3100 |
| Document Number | 0045972014 |
| Book / Page | 4597 / 2014 |
| Map Reference | MB 19 PG 100 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022059694 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1030, PANAMA CITY, FL 32402-1030 |
| Name | Verified Name |
|---|---|
| Address | 1003 N COVE BLVD, P C BEACH, FL 32401-3400 |
| Document Number | 0045972016 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 4597/2016 |
| Instrument | 2022059695 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,559.00 (-15.49%) Homeowner's exemption | $488,930 (-11.45%) Land $70,600 Building $418,330 | $488,930 (-11.45%) Land $70,600 Building $418,330 |
| 2024 | $6,578.00 (+1.75%) | ||
| 2023 | $6,465.00 (+84.45%) Homeowner's exemption | $552,171 (+63.26%) Land $60,400 Building $491,771 | $552,171 (+43.1%) Land $60,400 Building $491,771 |
| 2022 | $3,505.00 Homeowner's exemption | $338,224 | $385,860 Land $55,000 Building $330,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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