Garrard County property record for 310 W Maple Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1940 |
| Lot Size | 0.427 acres (18,621 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | L1-07-005 |
| Primary APN | L1-07-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,621 sqft (0.427 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 5160 |
|---|---|
| Street Address | 310 W MAPLE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970201 |
310 W Maple Ave is owned and occupied by an individual.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 310 W MAPLE AVE, LANCASTER, KY 40444-1168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 310 W MAPLE AVE, LANCASTER, KY 40444-1168 |
| Document Number | 0000213257 |
| Book / Page | 469 / 727 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026213257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 310 W MAPLE AVE, LANCASTER, KY 40444-1168 |
| Document Number | 0000213257, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 469/727 |
| Instrument | 2026213257 |
| Name | FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 310 W Maple Ave was $679 with a homeowner's exemption, down 4.8% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,000 (-) Land $30,000 Building $80,000 | $110,000 (-) Land $30,000 Building $80,000 | |
| 2025 | $679.00 (-4.77%) Homeowner's exemption | $110,000 (-) Land $30,000 Building $80,000 | $110,000 (-) Land $30,000 Building $80,000 |
| 2024 | $713.00 (+15.56%) Homeowner's exemption | $110,000 (+1%) Land $30,000 Building $80,000 | $110,000 (+1%) Land $30,000 Building $80,000 |
| 2023 | $617.00 (-10.58%) Homeowner's exemption | $100,000 (-) Land $30,000 Building $70,000 | $100,000 (-) Land $30,000 Building $70,000 |
| 2022 | $690.00 Homeowner's exemption | $100,000 Land $30,000 Building $70,000 | $100,000 Land $30,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 W Maple Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 310 W Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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