309 W Maple Ave, Lancaster, KY 40444 Property Records

Garrard County property record for 309 W Maple Ave, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1920
Lot Size	0.303 acres (13,230 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2023)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Mar 2008 Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L1-08-008`

Property Details

APN / Parcel Number

Primary APN	`L1-08-008`
Alternative APNs	`25161` `395`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,230 sqft (0.303 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	25161
Street Address	309 W MAPLE AVE
City	LANCASTER
State	KY
Zip	40444-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3028
Census Tract	970201

Owner

309 W Maple Ave is owned and occupied by an individual who bought it in September 2023.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2008	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGGAE CO
Sep 5, 2023	Deed, Transfer LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING
Sep 5, 2013	Deed, Transfer
Jul 26, 2013	Deed, Transfer FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Sep 5, 2013 · Amount on File
Deed Document Number	2023177846
Deed Book / Page	322 / 823
Record Updated	Oct 29, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M282/57
Date	Mar 24, 2008
Book Page	M282/57
Instrument	93936

Lender

Name	REPUBLIC STATE MORTGGAE CO
Address	HOUSTON, TX 77005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2038

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 5, 2023
Property Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Document Number	00D322/823
Book / Page	D322 / 823
Instrument Date	Aug 25, 2023
Instrument	177846
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 LEXSOTTON ST, LANCASTER, KY 40444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Mail Care Of	TREVOR BRAXTON SHORT

September 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 5, 2013
Property Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Document Number	00000272/1
Book / Page	272 / 1
Instrument Date	Aug 30, 2013
Instrument	117833
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 RACHEL WAY, LANCASTER, KY 40444-7053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 LEXINGTON ST, LANCASTER, KY 40444-1175
Investor	Possibly a Property Investor

July 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 26, 2013
Property Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063
Document Number	000271/484
Book / Page	271 / 484
Instrument	117355
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	REGIONAL FIRST TITLE GROUP, REGIONAL FIRST TITLE GROUP,

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	C/O HOME TELOS, LP, 1283 MURFREESBORO ROAD, #200, 200, NASHVILLE, TN 37217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W MAPLE AVE, LANCASTER, KY 40444-1063

Mortgage

Document Number	000325/873
Date	Jul 26, 2013
Book Page	325/873
Instrument	117356

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Address	27 PUBLIC SQ, LANCASTER, KY 40444

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 26, 2016

Tax Assessment & Valuation

The 2025 property tax bill for 309 W Maple Ave was $1,672, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Municipality	Lancaster City
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-) Land $30,000 Building $120,000	$150,000 (-) Land $30,000 Building $120,000
2025	$1,672.00 (-0.48%)	$150,000 (-) Land $30,000 Building $120,000	$150,000 (-) Land $30,000 Building $120,000
2024	$1,680.00 (+118.18%)	$150,000 (+123.88%) Land $30,000 Building $120,000	$150,000 (+123.88%) Land $30,000 Building $120,000
2023	$770.00 (-0.9%)	$67,000 (-) Land $25,000 Building $42,000	$67,000 (-) Land $25,000 Building $42,000
2022	$777.00	$67,000 Land $25,000 Building $42,000	$67,000 Land $25,000 Building $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 W Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 W Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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