310 State St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 310 State St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30005060106000`

Property Details

APN / Parcel Number

Primary APN	`30005060106000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 STATE ST
City	EATON RAPIDS
State	MI
Zip	48827-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRD
Legal Description	LOT 6. BLOCK 1. DUTTON & LEONARDS ADDITION CITY OF EATON RAPIDS
Legal Subdivision	DUTTON & LEONARDS ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	1
Census Block	1031
Census Tract	21302

Owner

310 State St is owned and occupied by an individual.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 12, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
May 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STATE ST, EATON RAPIDS, MI 48827-1547

Mortgage

Document Number	003163/986
Date	Nov 4, 2025
Book Page	3163/986

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STATE ST EATON RAPIDS, EATON RAPIDS, MI 48827

Mortgage

Document Number	003031/923
Date	Dec 8, 2022
Book Page	3031/923

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STATE ST, WATERFORD, MI 48327

Mortgage

Document Number	2964/308
Date	Oct 27, 2021
Book Page	2964/308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2660/0993
Date	Jan 12, 2017
Book Page	2660/0993

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	310 STATE ST, EATON RAPIDS, MI 48827-1547
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2733/0067
Date	May 11, 2018
Book Page	2733/0067

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 310 State St was $2,089 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200	$190,729 Land $32,257 Building $158,472
2025	$2,089.00
2023		$80,500	$161,000
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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