301 State St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 301 State St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,745 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,900 (Aug 2024)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30006360918000`

Property Details

APN / Parcel Number

Primary APN	`30006360918000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,745 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	849 sqft
Unfinished Basement	849 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	342 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 STATE ST
City	EATON RAPIDS
State	MI
Zip	48827-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRD
Legal Description	LOT 18. BLOCK 9. LEONARD & CRANE'S ADDITION CITY OF EATON RAPIDS
Legal Subdivision	LEONARD CRANES ADD
Legal Block	9
Legal Lot Number	18
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2026
Census Tract	21301

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 STATE ST, EATON RAPIDS, MI 48827-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 14, 2017	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Book / Page	3105 / 1159
Prior Transfer Date	Dec 5, 2007
Prior Transfer Doc	2155/0955
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 7, 2019
Property Address	301 STATE ST, EATON RAPIDS, MI 48827-1546
Document Number	02812/0976
Book / Page	2812 / 0976
Map Reference	LB 1 PG 81
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF OKEMOS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 STATE ST, 301, EATON RAPIDS, MI 48827-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W COLUMBIA ST, MASON, MI 48854-1506

Mortgage

Document Number	0002812977
Date	Nov 7, 2019
Instrument	2812/977

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 14, 2017
Property Address	301 STATE ST, EATON RAPIDS, MI 48827-1546
Document Number	2683/0998
Book / Page	2683 / 0998
Map Reference	LB1 PG81
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 STATE ST, 301, EATON RAPIDS, MI 48827-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18253 WOODLAND RIDGE DR, NORTON SHORES, MI 49456-9197

Mortgage

Document Number	26830999
Date	Jun 14, 2017
Instrument	2683/0999

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,100 (+1.59%)	$161,114 (-) Land $27,896 Building $133,218
2025	$3,166.00 (+31.04%) Homeowner's exemption	$81,800 (+20.29%)	$161,114 (+18.47%) Land $27,896 Building $133,218
2024	$2,416.00 (+3.29%)
2023		$68,000	$136,000
2022	$2,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2004)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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