310 River Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 310 River Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1907
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 1994)
Tax Bill	$1,705 (2026)
Deeds & Mortgages	May 2021 Refinance May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301301 243.054-1-5`

Property Details

APN / Parcel Number

Primary APN	`301301 243.054-1-5`
Alternative APNs	`130124305400010050000000` `301301 243.054-0001-005` `06185 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	624 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Cottage
Exterior Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06185 01
Street Address	310 RIVER RD
City	ROME
State	NY
Zip	13440-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HGL 50X150
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	4
Census Block	4039
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 RIVER RD, ROME, NY 13440-5518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1994 · Amount on Record
Deed Sale	Jul 22, 1994 · Amount on Record
Deed Book / Page	2685 / 673
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	310 RIVER RD, ROME, NY 13440-5518
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008067
Date	May 17, 2021
Instrument	2021-008067

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	310 RIVER RD, ROME, NY 13440-5518
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008286
Date	May 25, 2022
Instrument	2022-008286

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	310 RIVER RD, ROME, NY 13440-5518
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003984
Date	Mar 26, 2018
Instrument	2018-003984

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	310 RIVER RD, ROME, NY 13440-5518
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007749
Date	Jun 25, 2020
Instrument	2020-007749

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,705.00
2025		$36,300 (-) Land $8,500 Building $27,800	$85,412 (+6.78%) Land $20,000 Building $65,412
2023		$36,300 (-) Land $8,500 Building $27,800	$79,991 (+17.91%) Land $18,731 Building $61,260
2022	$3,065.00	$36,300 Land $8,500 Building $27,800	$67,838 Land $15,885 Building $51,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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