308 River Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 308 River Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,179 sqft · built 1935
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2011)
Tax Bill	$1,926 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 243.054-1-4`

Property Details

APN / Parcel Number

Primary APN	`301301 243.054-1-4`
Alternative APNs	`130124305400010040000000` `301301 243.054-0001-004` `06180 01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	867 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06180 01
Street Address	308 RIVER RD
City	ROME
State	NY
Zip	13440-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HL 50X150
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	4
Census Block	4039
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 RIVER RD, ROME, NY 13440-5518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Nov 30, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2011 · Amount on Record
Deed Sale	Dec 2, 2011 · Amount on Record
Deed Book / Page	2011 / 18255
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	308 RIVER RD, ROME, NY 13440-5518
Document Number	0000017881
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RIVER RD ROME NY 134405518, ROME, NY 13440-5518

Mortgage

Document Number	0000017881
Date	Dec 23, 2019
Instrument	17881

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2044

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	308 RIVER RD, ROME, NY 13440-5518
Document Number	0000016830
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RIVER RD ROME NY 134405518, ROME, NY 13440-5518

Mortgage

Document Number	0000016830
Date	Dec 3, 2019
Instrument	16830

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2039

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,926.00
2025		$41,000 (-) Land $7,500 Building $33,500	$96,471 (+6.78%) Land $17,647 Building $78,824
2023		$41,000 (-) Land $7,500 Building $33,500	$90,348 (+17.92%) Land $16,527 Building $73,821
2022	$2,667.00 Homeowner's exemption	$41,000 Land $7,500 Building $33,500	$76,621 Land $14,016 Building $62,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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