305 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 305 Prospect St, Alta, IA 51002

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,408 sqft · built 1890
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-177-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-177-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,408 sqft Total Area
1st Floor Area	828 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	305 PROSPECT ST
City	ALTA
State	IA
Zip	51002-1415
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	09-07 ALTA CORP.
Legal Subdivision	ALTA 1ST ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2032
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1114 630TH ST, STORM LAKE, IA 50588-7539
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	305 PROSPECT ST, ALTA, IA 51002-1415
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210812
Date	Mar 17, 2021
Instrument	210812

Lender

Name	IOWA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 16, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,700 (+18.52%) Land $21,400 Building $84,300	$105,700 (+18.52%) Land $21,400 Building $84,300
2025	$1,320.00 (-6.65%)	$89,180 (-) Land $12,240 Building $76,940	$89,180 (-) Land $12,240 Building $76,940
2024	$1,414.00 (+16.47%)
2023		$89,180 (+27.07%) Land $12,240 Building $76,940	$89,180 (+27.07%) Land $12,240 Building $76,940
2022	$1,214.00	$70,180 Land $12,240 Building $57,940
2021			$70,180 Land $12,240 Building $57,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Northwest Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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