310 Prospect Ave, Dwight, IL 60420 Property Records

Livingston County property record for 310 Prospect Ave, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,736 sqft · built 1976
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,997 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-05-09-431-012`

Property Details

APN / Parcel Number

Primary APN	`05-05-09-431-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,736 sqft Living Area
Basement Area	1,313 sqft
Unfinished Basement	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	625 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	310 PROSPECT AVE
City	DWIGHT
State	IL
Zip	60420-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 09 431 012 LOT 100 X 120 LOT 78 2ND ADD TO ROLLING PRAIRIE S/D
Legal Subdivision	2ND ADD TO ROLLING PRAIRIE S/D
Legal Lot Number	78
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	3
Census Block	3050
Census Tract	960100

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 PROSPECT AVE, DWIGHT, IL 60420-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK
Mar 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 28, 2022
Property Address	310 PROSPECT AVE, DWIGHT, IL 60420-1631
Document Number	2022R04746
Instrument Date	Oct 28, 2022
Instrument	2022R-04746
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 ELLIS LN, MURPHY, NC 28906-9280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, VERONA, IL 60479-0011

Mortgage

Document Number	2022R04747
Date	Oct 28, 2022
Instrument	2022R-04747

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Mortgage

Document Number	2022R04748
Date	Oct 28, 2022
Instrument	2022R-04748

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 3, 2022
Property Address	310 PROSPECT AVE, DWIGHT, IL 60420-1631
Document Number	2022R00993
Instrument Date	Feb 10, 2022
Instrument	2022R-00993
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Tax	$131.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26745 S HARLEM AVE, MONEE, IL 60449-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PROSPECT AVE, DWIGHT, IL 60420-1631

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,997.00	$88,526 Land $11,803 Building $76,723	$265,578 Land $35,409 Building $230,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1979–2020)
Claims Outside the SFHA	1 of 12
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Watch TV.

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