308 Prospect Ave, Dwight, IL 60420 Property Records

Livingston County property record for 308 Prospect Ave, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,468 sqft · built 1972
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Sep 2018 Transfer Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-09-431-011`

Property Details

APN / Parcel Number

Primary APN	`05-05-09-431-011`

Interior

Full Baths	2 Baths
Building Area	2,468 sqft Living Area
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	460 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	308 PROSPECT AVE
City	DWIGHT
State	IL
Zip	60420-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 09 431 011 LOT 105 X 120 LOT 79 2ND ADD TO ROLLING PRAIRIE S/D
Legal Subdivision	2ND ADD TO ROLLING PRAIRIE S/D
Legal Lot Number	79
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	3
Census Block	3050
Census Tract	960100

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 PROSPECT AVE, DWIGHT, IL 60420-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Intrafamily Transfer, Transfer
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 27, 2018
Transfer Doc	2018R03556
Record Updated	Sep 20, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 6, 2018
Property Address	308 PROSPECT AVE, DWIGHT, IL 60420-1631
Document Number	2018R03556
Instrument Date	Aug 27, 2018
Instrument	2018R-03556
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 PROSPECT AVE, DWIGHT, IL 60420-1631

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jul 11, 2018
Property Address	308 PROSPECT AVE, DWIGHT, IL 60420-1631
Document Number	2018R02724
Instrument Date	Jun 15, 2018
Instrument	2018R-02724
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 PROSPECT AVE, DWIGHT, IL 60420-1631

Mortgage

Document Number	2018R02725
Date	Jul 11, 2018
Instrument	2018R-02725

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,017.00 (+8.03%) Homeowner's exemption	$72,669 (+8.9%) Land $12,393 Building $60,276	$218,007 (+8.9%) Land $37,179 Building $180,828
2024	$5,570.00	$66,730 Land $11,380 Building $55,350	$200,190 Land $34,140 Building $166,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1979–2020)
Claims Outside the SFHA	1 of 12
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Watch TV.

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