310 Poplar St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 310 Poplar St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$95,015 (Sep 2020)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-34-11-028.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-11-028.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Finished Area
Gross Area	992 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	310 POPLAR ST
City	LUDLOW
State	KY
Zip	41016-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN LOT 4 25X100'
Legal Subdivision	GARDEN
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 THOMPSON AVE, FT MITCHELL, KY 41017-2711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional with PMI SIBCY CLINE MTG SVCS
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MTG SVCS
Mar 16, 2020	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Mar 6, 2017	Grant Deed, Transfer CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	20205900178
Deed Book / Page	45 / 159
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	310 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000179
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Mortgage

Document Number	0000000179
Date	Sep 23, 2020
Book Page	00M101/000038
Instrument	179

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 23, 2020
Property Address	310 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000178
Book / Page	000045 / 000159
Instrument Date	Sep 4, 2020
Instrument	178
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Mortgage

Document Number	179
Date	Sep 23, 2020
Book Page	00M101/000038
Instrument	179

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2020
Property Address	310 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000083
Book / Page	000011 / 000885
Instrument Date	Feb 28, 2020
Instrument	83
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 BUCK CT ERLANGER KY 410183896, ERLANGER, KY 41018-3896

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 7, 2018
Property Address	310 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000027
Book / Page	0C6425 / 000315
Instrument Date	May 31, 2018
Instrument	27
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32493 FAIRWOOD CT ERLANGER KY 41018, ERLANGER, KY 41018

Mortgage

Document Number	28
Date	Jun 7, 2018
Book Page	0C6425/000318
Instrument	28

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 6, 2017
Property Address	310 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000166
Book / Page	0C6108 / 000342
Instrument Date	Feb 10, 2017
Instrument	166
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$13.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+9.16%) Land $15,000 Building $88,700	$103,700 (+9.16%) Land $15,000 Building $88,700
2025	$1,240.00 (+1.47%)	$95,000 (-) Land $10,000 Building $85,000	$95,000 (-) Land $10,000 Building $85,000
2023	$1,222.00	$95,000 Land $10,000 Building $85,000	$95,000 Land $10,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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