306 Poplar St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 306 Poplar St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-34-11-030.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-11-030.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,552 sqft Finished Area
Gross Area	1,632 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 POPLAR ST
City	LUDLOW
State	KY
Zip	41016-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN LOT 2 25'X 100'
Legal Subdivision	GARDEN
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 POPLAR ST, LUDLOW, KY 41016-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 11, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC
Nov 21, 2018	Warranty Deed, Construction Loan · Construction Mortgage MM LNDG
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	20215900338
Deed Book / Page	109 / 779
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	0005900113
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 10, 2021
Property Address	306 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0005900338
Book / Page	109 / 779
Map Reference	MB 66 PG 641
Instrument Date	Jul 29, 2021
Instrument	21081005900338
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 WEST ST RIVERCENTER BLVDCL02, 50, COVINGTON, KY 41016-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 POPLAR ST # 308, 308, LUDLOW, KY 41016-1442

Mortgage

Document Number	0005900339
Date	Aug 10, 2021
Instrument	21081005900339

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 11, 2019
Property Address	306 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000100
Book / Page	0C6597 / 000100
Instrument Date	Feb 7, 2019
Instrument	100
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Mortgage

Document Number	101
Date	Feb 11, 2019
Book Page	0C6597/000104
Instrument	101

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 21, 2018
Property Address	306 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000086
Book / Page	ORC654 / 000321
Instrument Date	Oct 31, 2018
Instrument	86
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	306 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Mortgage

Document Number	87
Date	Nov 21, 2018
Book Page	0C6549/000325
Instrument	87

Lender

Name	MM LNDG
Address	4165 WESTPORT RD # 204, LOUISVILLE, KY 40207-2785

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2019

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2017
Property Address	306 POPLAR ST, LUDLOW, KY 41016-1442
Document Number	0000000113
Book / Page	006317 / 000211
Instrument Date	Dec 7, 2017
Instrument	113
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	517 LAUREL ST LUDLOW KY 410161313, LUDLOW, KY 41016-1313

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (-) Land $15,000 Building $175,000	$190,000 (-) Land $15,000 Building $175,000
2025	$2,481.00 (+1.47%)	$190,000 (-) Land $10,000 Building $180,000	$190,000 (-) Land $10,000 Building $180,000
2023	$2,445.00	$190,000 Land $10,000 Building $180,000	$190,000 Land $10,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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