310 Mindoro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 310 Mindoro St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 2019
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Jul 2019)
Tax Bill	$9,264 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`065-064-002`

Property Details

APN / Parcel Number

Primary APN	`065-064-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,588 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	2,400 sqft (0.055 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	310 MINDORO ST
City	MORRO BAY
State	CA
Zip	93442-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	CY MB ATAS BCH BL 7B LT 2
Legal Subdivision	ATASCADERO BEACH
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1042
Census Tract	10506

Owner

310 Mindoro St is owner-occupied and held in a trust since July 2019.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	943 CATHEDRAL CT S, MADERA, CA 93636-6552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 28, 2017	Deed of Trust, Mortgage ATTORNEY ONLY
Mar 30, 2017	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	201930987
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0000029528
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 13, 2026
Property Address	310 MINDORO ST, MORRO BAY, CA 93442-1323
Document Number	0000025886
Instrument Date	Jul 24, 2026
Instrument	202625886
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	943 CATHEDRAL CT S, MADERA, CA 93636-6552

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 31, 2019
Property Address	310 MINDORO ST, MORRO BAY, CA 93442-1323
Document Number	0000030987
Instrument Date	Jul 19, 2019
Instrument	30987
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6624 W AVENUE L4 LANCASTER CA 935364560, LANCASTER, CA 93536-4560

Mortgage

Document Number	30988
Date	Jul 31, 2019
Instrument	30988

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 MINDORO ST, MORRO BAY, CA 93442-1323
Document Number	0000014861
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 THALBERG AVE CAYUCOS CA 934301925, CAYUCOS, CA 93430-1925

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2017
Property Address	310 MINDORO ST, MORRO BAY, CA 93442-1323
Document Number	0000013840
Instrument Date	Mar 17, 2017
Instrument	13840
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$468.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	51 MANNIX AVE CAYUCOS CA 934301913, CAYUCOS, CA 93430-1913

Tax Assessment & Valuation

The 2025 property tax bill for 310 Mindoro St was $9,264 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,522 (+2%) Land $501,981 Building $362,541
2025	$9,264.00 Homeowner's exemption	$847,572 Land $492,139 Building $355,433
2023	$8,939.00 (+6.7%) Homeowner's exemption	$814,662 Land $473,030 Building $341,632
2022	$8,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 310 Mindoro St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	44.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Dec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Mindoro St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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