301 Mindoro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 301 Mindoro St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 2002
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Jan 2024)
Tax Bill	$10,331 (2025)
Deeds & Mortgages	Jan 2024 Sale Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`065-062-031`

Property Details

APN / Parcel Number

Primary APN	`065-062-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	2,400 sqft (0.055 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	301 MINDORO ST
City	MORRO BAY
State	CA
Zip	93442-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB ATAS BCH BL 7A LT 20
Legal Subdivision	ATASCADERO BEACH
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1031
Census Tract	10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3742 W COPPOLA AVE, VISALIA, CA 93277-5805
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 29, 2023	Grant Deed, Transfer · Conventional Mortgage NP INC
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Aug 22, 2018	Grant Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20241661
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000006507
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 22, 2024
Property Address	301 MINDORO ST, MORRO BAY, CA 93442-1322
Document Number	0000001661
Map Reference	MB 2 PG 15
Instrument Date	Jan 11, 2024
Instrument	2024001661
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3742 W COPPOLA AVE, VISALIA, CA 93277-5805

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 29, 2023
Property Address	301 MINDORO ST, MORRO BAY, CA 93442-1322
Document Number	0000025513
Map Reference	MB 2 PG 15
Instrument Date	Aug 7, 2023
Instrument	2023025513
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 CHUKKER RD, DELRAY BEACH, FL 33483-6336

Mortgage

Document Number	0000025514
Date	Aug 29, 2023
Instrument	2023025514

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 28, 2021
Property Address	301 MINDORO ST, MORRO BAY, CA 93442-1322
Document Number	0000006507
Map Reference	MB 2 PG 15
Instrument Date	Jan 22, 2021
Instrument	2021006507
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9306 LAKE VICTORIA DR, BAKERSFIELD, CA 93312-6233

Mortgage

Document Number	0000006508
Date	Jan 28, 2021
Instrument	2021006508

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	301 MINDORO ST, MORRO BAY, CA 93442-1322
Document Number	0000007054
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9306 LAKE VICTORIA DR BAKERSFIELD CA 933126233, BAKERSFIELD, CA 93312-6233

Mortgage

Document Number	0000007054
Date	Mar 1, 2019
Instrument	7054

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 22, 2018
Property Address	301 MINDORO ST, MORRO BAY, CA 93442-1322
Document Number	0000034791
Instrument Date	Aug 17, 2018
Instrument	34791
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14961 THUNDER VALLEY RD BAKERSFIELD CA 933147217, BAKERSFIELD, CA 93314-7217

Mortgage

Document Number	34792
Date	Aug 22, 2018
Instrument	34792

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$956,127 (+2%) Land $546,210 Building $409,917
2025	$10,331.00 (+37.11%)	$937,380 (+37.7%) Land $535,500 Building $401,880
2023	$7,535.00 (+6.7%)	$680,761 Land $402,074 Building $278,687
2022	$7,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	44.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Dec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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