209 Mill St, Traer, IA 50675 Property Records

Tama County property record for 209 Mill St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1900
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$31,000 (Jan 2025)
Tax Bill	$1,106 (2025)
Deeds & Mortgages	Jan 2025 Sale & Line of Credit Jan 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07.10.130.002`

Property Details

APN / Parcel Number

Primary APN	`07.10.130.002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	902 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 MILL ST
City	TRAER
State	IA
Zip	50675-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 3 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	16
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3017
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 6TH ST, TRAER, IA 50675-1310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2025	Warranty Deed, Transfer · Line of Credit CHELSEA SAVINGS BANK
Jan 10, 2025	Warranty Deed, Transfer · Line of Credit CHELSEA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	202583
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 10, 2025
Property Address	209 MILL ST, TRAER, IA 50675-1122
Document Number	0020250083
Instrument Date	Jun 20, 2024
Instrument	2025-0083
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Tax	$48.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 6TH ST, TRAER, IA 50675-1310

Mortgage

Document Number	0020250128
Date	Jan 10, 2025
Instrument	2025-0128

Lender

Name	CHELSEA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 10, 2025
Property Address	209 MILL ST, TRAER, IA 50675-1122
Document Number	0020250083
Instrument Date	Jun 20, 2024
Instrument	2025-0083
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$48.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 6TH ST, TRAER, IA 50675-1310

Mortgage

Document Number	0020250128
Date	Jan 10, 2025
Instrument	2025-0128

Lender

Name	CHELSEA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,106.00	$56,170 (+16.08%) Land $11,040 Building $45,130	$56,170 (+16.08%) Land $11,040 Building $45,130
2024		$48,390 (-) Land $11,040 Building $37,350
2023		$48,390 Land $11,040 Building $37,350	$48,390 Land $11,040 Building $37,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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