310 McLain Rd, Springfield, KY 40069 Property Records

Washington County property record for 310 McLain Rd, Springfield, KY 40069

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,577 sqft · built 1910
Lot Size2 acres (87,120 sqft)
Owner2 Individuals on Record
Last Sale$209,000 (May 2026)
Tax Bill$1,292 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-001

Property Details

APN / Parcel Number

Primary APN13-001
Alternative APN
  • 2060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,577 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area294 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account Number2060
Street Address310 MCLAIN RD
CitySPRINGFIELD
StateKY
Zip40069-9251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 2 ACRES
JurisdictionWASHINGTON KY
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3031
Census Tract930202

Owner

Source: Washington County assessment roll, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address895 MCLAIN RD, SPRINGFIELD, KY 40069-9210
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed, Transfer · FHA Mortgage
LOWER LLC
Sep 27, 2021Deed, Transfer · Stand-Alone First Mortgage
JOSEPH D SMITH SR ETUX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number2026126552
Deed Book / Page393 / 678
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateMay 15, 2026
Property Address310 MCLAIN RD, SPRINGFIELD, KY 40069-9251
Document Number0000126552
Book / Page393 / 678
Instrument DateApr 24, 2026
Instrument2026.126552
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,109.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address895 MCLAIN RD, SPRINGFIELD, KY 40069-9210

Mortgage

Document Number0000126552,
DateMay 15, 2026
Book Page358/745
Instrument2026.126552
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.46%
Max Rate-1%

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateSep 27, 2021
Property Address310 MCLAIN RD, SPRINGFIELD, KY 40069-9251
Document Number372/96
Book / Page372 / 96
Instrument DateSep 23, 2021
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address501 W HIGH ST # ST2, 501, SPRINGFIELD, KY 40069-1351

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2726 SAINT ROSE LEBANON RD, SPRINGFIELD, KY 40069-9213

Mortgage

Document Number316117
DateSep 27, 2021
Instrument316/117
Lender
NameJOSEPH D SMITH SR ETUX
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueSep 23, 2024

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,292.00 (+25.93%) Homeowner's exemption$175,000 (+20.69%)$175,000 (+20.69%)
2023$1,026.00 Homeowner's exemption$145,000$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER WORKS
serves 13,205 people · EPA ID KY1150415
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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