Jackson County property record for 310 Light Waters Dr, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3.5 ba · 2,413 sqft · built 2020 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (May 2017) |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 7568-18-5537 |
| Primary APN | 7568-18-5537 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,413 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 310 LIGHT WATERS DR |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-2338 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT 1 LIGHT WATERS |
| Legal Subdivision | ROD BRANDT |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | RIVER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 950600 |
310 Light Waters Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 LIGHT WATERS DR, CULLOWHEE, NC 28723-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on File |
| Deed Sale | May 18, 2017 · Amount on File |
| Deed Book / Page | 2188 / 1974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 310 LIGHT WATERS DR, CULLOWHEE, NC 28723-2338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022601532 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 2260/1532 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
The 2025 property tax bill for 310 Light Waters Dr was $3,093.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $804,305 Land $200,000 Building $604,305 | |
| 2025 | $3,093.00 | |
| 2023 | $2,281.00 | $600,310 Land $154,590 Building $445,720 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 310 Light Waters Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 310 Light Waters Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Sky Fi Fixed Wireless | 25 / 5 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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