Jackson County property record for 266 Light Waters Dr, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,500 (Feb 2021) |
| Tax Bill | $1,641 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7568-18-3304 |
| Primary APN | 7568-18-3304 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 352 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Street Address | 266 LIGHT WATERS DR |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-1907 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT 3 LIGHT WATERS |
| Legal Subdivision | ROD BRANDT |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | RIVER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 266 LIGHT WATERS DR, CULLOWHEE, NC 28723-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 31, 2018 | Deed of Trust, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | May 18, 2017 · Amount on Record |
| Deed Book / Page | 2293 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 19, 2021 |
| Property Address | 266 LIGHT WATERS DR, CULLOWHEE, NC 28723-1907 |
| Document Number | 0022930189 |
| Book / Page | 2293 / 189 |
| Map Reference | CAB 22 SL 8 |
| Instrument Date | Feb 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 IBBIE ROBERTS RD, 12, ALEXANDER, NC 28701-9127 |
| Name | Verified Name |
|---|---|
| Address | 266 LIGHT WATERS DR, CULLOWHEE, NC 28723-1907 |
| Document Number | 0002293192 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2293/192 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 266 LIGHT WATERS DR, CULLOWHEE, NC 28723-1907 |
| Document Number | 0022150225 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 266 LIGHT WATERS DR CULLOWHEE NC 28723, CULLOWHEE, NC 28723 |
| Document Number | 0022150225 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 002215/000225 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | SOUTHERN PINES, NC 28387 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,100 (+35.55%) Land $100,000 Building $332,100 | |
| 2025 | $1,641.00 (+35.51%) | |
| 2023 | $1,211.00 | $318,770 Land $90,330 Building $228,440 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Sky Fi Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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