310 Kessler Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 310 Kessler Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,317 sqft · built 1973
Lot Size	0.811 acres (35,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,401,000 (Feb 2022)
Tax Bill	$13,169 (2025)
Deeds & Mortgages	Feb 2022 Sale Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-362-15`

Property Details

APN / Parcel Number

Primary APN	`077-362-15`
Alternative APN	`077-362-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,317 sqft Living Area
Gross Area	3,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	35,327 sqft (0.811 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	310 KESSLER DR
City	BEN LOMOND
State	CA
Zip	95005-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-1AC
Legal Description	MAP H5 931
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 3, 2019	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Apr 16, 2019	Quit Claim Deed · Conventional Mortgage ALEXANDER E KHOURY
Apr 16, 2019	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	20225444
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0000009741
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2022
Property Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000005444
Map Reference	VOL 1661 PG 476
Instrument Date	Feb 14, 2022
Instrument	2022-0005444
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,541.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	278 E HILTON DR, BOULDER CREEK, CA 95006-9349

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402

Mortgage

Document Number	0000052472
Date	Dec 7, 2020
Instrument	2020-0052472

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 3, 2019
Property Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000025839
Instrument Date	Aug 21, 2019
Instrument	2019-0025839
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402

Mortgage

Document Number	0000025840
Date	Sep 3, 2019
Instrument	2019-0025840

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000025841
Date	Sep 3, 2019
Instrument	2019-0025841

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2019
Property Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000009741
Instrument Date	Apr 15, 2019
Instrument	9741
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 KESSLER DR BEN LOMOND CA 950059402, BEN LOMOND, CA 95005-9402

Mortgage

Document Number	9743
Date	Apr 16, 2019
Instrument	9743

Lender

Name	ALEXANDER E KHOURY
Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2019
Property Address	310 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000009742
Instrument Date	Apr 15, 2019
Instrument	9742
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 KESSLER DR BEN LOMOND CA 950059402, BEN LOMOND, CA 95005-9402

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,129,769 (+2%) Land $790,838 Building $338,931
2025	$13,169.00 (+3.95%) Homeowner's exemption	$1,107,616 (+4.04%) Land $775,331 Building $332,285
2023	$12,669.00 (+12.55%) Homeowner's exemption	$1,064,606 Land $745,224 Building $319,382	$1,313,280
2022	$11,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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