272 Kessler Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 272 Kessler Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,518 sqft · built 1983
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$1,290,000 (Apr 2024)
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-362-24`

Property Details

APN / Parcel Number

Primary APN	`077-362-24`
Alternative APN	`077-362-24-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,518 sqft Living Area
Gross Area	4,028 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,762 sqft
Patio Area	1,762 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	272 KESSLER DR
City	BEN LOMOND
State	CA
Zip	95005-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	272 KESSLER DR, BEN LOMOND, CA 95005-9402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jan 11, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage T&S BLUESTONE TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	20247591
Last Transfer Date	Jul 16, 2024
Transfer Doc	0000016287
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 24, 2024
Property Address	272 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000007591
Instrument Date	Apr 17, 2024
Instrument	2024-0007591
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 KESSLER DR, BEN LOMOND, CA 95005-9402

Mortgage

Document Number	0000007592
Date	Apr 24, 2024
Instrument	2024-0007592

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 11, 2023
Property Address	272 KESSLER DR, BEN LOMOND, CA 95005-9402
Document Number	0000000510
Instrument Date	Dec 29, 2022
Instrument	2023-0000510
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 KESSLER DR, BEN LOMOND, CA 95005-9402

Mortgage

Document Number	0000000511
Date	Jan 11, 2023
Instrument	2023-0000511

Lender

Name	T&S BLUESTONE TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,457 (+2%) Land $224,674 Building $149,783
2025	$4,685.00 (-45.84%) Homeowner's exemption	$367,115 (-48.31%) Land $220,269 Building $146,846
2023	$8,650.00 (+1.51%)	$710,166 Land $355,083 Building $355,083	$1,081,170
2022	$8,521.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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