310 General Smith Dr, Richmond, KY 40475 Property Records

Madison County property record for 310 General Smith Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$171,000 (Sep 2017)
Tax Bill$1,942 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0071-007C-0086

Property Details

APN / Parcel Number

Primary APN0071-007C-0086
Alternative APNs
  • 123269
  • 86215
  • 52807

Location & Zoning

Account Number52807
Street Address310 GENERAL SMITH DR
CityRICHMOND
StateKY
Zip40475-8886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBATTLEFIELD PLACE LOT 86
Legal SubdivisionBATTLEFIELD
Legal Lot Number86
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2017
Census Tract10901

Owner

310 General Smith Dr is owned and occupied by an individual who bought it in September 2017.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 13, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 17, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 20, 2017Deed, Transfer · FHA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2017 · Amount on File
Deed SaleSep 20, 2017 · Amount on File
Prior SaleNov 28, 2006 · Amount on File
Deed Document Number2013965103
Deed Book / PageD00750 / 423
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Mortgage

Document Number0M2435/137
DateDec 24, 2025
Book PageM2435/137
Instrument2014308110
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Transaction TypeMortgage
Record UpdatedNov 7, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Mortgage

Document Number0M2264/737
DateOct 17, 2023
Book PageM2264/737
Instrument2014172338
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressASHVILLE, AL 35953
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term338 Months
DueDec 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyNOT AVAILABLE, ALTA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2117/361
DateDec 13, 2021
Book PageM2117/361
Instrument2014068236
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM02005/327
DateDec 17, 2020
Book PageM02005/327
Instrument2014026056
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term322 Months
DueOct 1, 2047

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 20, 2017
Property Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Document NumberD00750/423
Book / PageD00750 / 423
Map ReferenceMB17 PG195
Instrument DateSep 18, 2017
Instrument2013965103
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 HAMPTON HALL DR, BEREA, KY 40403-8015

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address310 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Mortgage

Document Number2013965104
DateSep 20, 2017
Instrument2013965104
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 310 General Smith Dr was $1,942 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,942.00 Additional exemption filed$206,000$206,000
2023$1,949.00$201,000$201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 General Smith Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 General Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

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