306 General Smith Dr, Richmond, KY 40475 Property Records

Madison County property record for 306 General Smith Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$345,000 (Apr 2023)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0071-007C-0088`

Property Details

APN / Parcel Number

Primary APN	`0071-007C-0088`
Alternative APNs	`114714` `97713` `44001`

Location & Zoning

Account Number	44001
Street Address	306 GENERAL SMITH DR
City	RICHMOND
State	KY
Zip	40475-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATTLEFIELD PLACE LOT 88
Legal Subdivision	BATTLEFIELD
Legal Lot Number	88
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2017
Census Tract	10901

Owner

306 General Smith Dr is owned and occupied by an individual who bought it in April 2023.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	306 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 24, 2018	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	2014140192
Deed Book / Page	D836 / 782
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 13, 2023
Property Address	306 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Document Number	00D836/782
Book / Page	D836 / 782
Map Reference	MB 17 PG 195
Instrument Date	Apr 12, 2023
Instrument	2014140192
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18500 AUSTIN PL, EDMOND, OK 73012-4491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 GENERAL 8MITH DR, RICHMOND, KY 40475

Mortgage

Document Number	2014140193
Date	Apr 13, 2023
Instrument	2014140193

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 24, 2018
Property Address	306 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Document Number	D00755/191
Book / Page	D00755 / 191
Map Reference	MB17 PG195
Instrument Date	Jan 18, 2018
Instrument	2013970751
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 E GEYMAN HILL RD, MADISON, IN 47250-9597

Mortgage

Document Number	2013970757
Date	Jan 24, 2018
Instrument	2013970757

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 306 General Smith Dr was $3,253 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 Additional exemption filed	$345,000	$345,000
2023	$2,619.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 General Smith Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 General Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on General Smith Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures