310 Eagle Ridge Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 310 Eagle Ridge Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,454 sqft · built 2008
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$783,000 (Oct 2020)
Tax Bill	$3,022 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7592-64-4637`

Property Details

APN / Parcel Number

Primary APN	`7592-64-4637`
Alternative APN	`154320`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,454 sqft Heated Area
1st Floor Area	2,668 sqft
Upper Floors Area	1,896 sqft
Basement Area	1,890 sqft
Finished Basement	1,890 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	750 sqft
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	32 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	154320
Street Address	310 EAGLE RIDGE RD
City	SAPPHIRE
State	NC
Zip	28774-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 UN 14 HOLLY FOREST
Legal Township	07
Legal Subdivision	HOLLY FOREST
Legal Lot Number	10
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3321 W CARRINGTON ST, TAMPA, FL 33611-2729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage THE BANK OF TAMPA
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	0022801042
Deed Book / Page	2280 / 1042
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	310 EAGLE RIDGE RD, SAPPHIRE, NC 28774-7649
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 W CARRINGTON ST, TAMPA, FL 33611-2729

Mortgage

Document Number	0022971253
Date	Apr 1, 2021
Book Page	2297/1253

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 20, 2020
Property Address	310 EAGLE RIDGE RD, SAPPHIRE, NC 28774-7649
Document Number	0022801042
Book / Page	2280 / 1042
Map Reference	CAB 24 SL 249
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2808 MOCKINGBIRD LANE, 2808, HARTSELLE, AL 35640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 W CARRINGTON ST, TAMPA, FL 33611-2729

Mortgage

Document Number	22801045
Date	Oct 20, 2020
Instrument	2280/1045

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,022.00	$795,370 Land $125,000 Building $670,370

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Vyve Broadband Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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