238 Eagle Ridge Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 238 Eagle Ridge Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,312 sqft · built 1999
Lot Size	1.04 acres (45,356 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2020)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7592-65-2034`

Property Details

APN / Parcel Number

Primary APN	`7592-65-2034`
Alternative APN	`113659`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,312 sqft Heated Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	45,356 sqft (1.04 acres)
Garage Type	Carport
Garage Area	388 sqft
Carport	Carport
Carport Area	388 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	375 sqft
Deck Area	280 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	238 EAGLE RIDGE RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 UN 14 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1077
Census Tract	950900

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 LIVELY CT W, CARY, NC 27511-5785
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Quit Claim Deed, Transfer CAROLINA TITLE INSURANCE AGENCY, CAROLINA TITLE INS AGCY
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Apr 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Book / Page	2286 / 693
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 15, 2020
Property Address	238 EAGLE RIDGE RD, SAPPHIRE, NC 28774
Document Number	0022860801
Book / Page	002286 / 000801
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	CAROLINA TITLE INSURANCE AGENCY, CAROLINA TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 LIVELY CT W CARY NC 275115785, CARY, NC 27511-5785

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 14, 2020
Property Address	238 EAGLE RIDGE RD, SAPPHIRE, NC 28774
Document Number	0022860693
Book / Page	2286 / 693
Map Reference	CAB 4 SL 714-720
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LIVELY CT W, CARY, NC 27511-5785

Mortgage

Document Number	0002286695
Date	Dec 14, 2020
Instrument	2286/695

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 28, 2020
Property Address	238 EAGLE RIDGE RD, SAPPHIRE, NC 28774
Document Number	0022650930
Book / Page	002265 / 000930
Instrument Date	Apr 21, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1002 WETHERBY WAY ALPHARETTA GA 300227128, ALPHARETTA, GA 30022-7128

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,682.00 (+59.67%)	$969,002 (+59.66%) Land $109,500 Building $859,502
2023	$2,306.00	$606,900 Land $125,000 Building $481,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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