310 E Main St, Ute, IA 51060 Property Records

Monona County property record for 310 E Main St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,544 sqft · built 1920
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Sep 2026)
Tax Bill	$758 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`844235203004`

Property Details

APN / Parcel Number

Primary APN	`844235203004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	984 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	310 E MAIN ST
City	UTE
State	IA
Zip	51060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 22
Legal Subdivision	MILWAUKEE LAND COMPANYS THIRD ADDITION
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1089
Census Tract	960400

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 E MAIN ST, UTE, IA 51060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage USA MORTGAGE BANKERS CORPORATION
May 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Deed Document Number	20261353
Prior Transfer Date	May 15, 2026
Prior Transfer Doc	0000000763
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Sep 16, 2026
Property Address	310 E MAIN ST, UTE, IA 51060
Document Number	0000001353
Instrument Date	Sep 11, 2026
Instrument	20261353
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,584.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E MAIN ST, UTE, IA 51060

Mortgage

Document Number	0000001354,
Date	Sep 16, 2026
Instrument	20261354

Lender

Name	USA MORTGAGE BANKERS CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONONA IA
Recording Date	May 15, 2026
Property Address	310 E MAIN ST, UTE, IA 51060
Document Number	0000000763
Instrument Date	May 15, 2026
Instrument	2026763
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2313 ORIENT AVE, LOGAN, IA 51546-6084

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$758.00 Homeowner's exemption	$76,705 (-0.01%) Land $3,900 Building $72,805	$76,705 (-0.01%) Land $3,900 Building $72,805
2025	$758.00 (+48.05%)	$76,716 (+37.58%) Land $3,900 Building $72,816	$76,716 (+37.58%) Land $3,900 Building $72,816
2024	$512.00 (-19.24%)
2023		$55,759 (+13.87%) Land $3,900 Building $51,859	$55,759 (+13.87%) Land $3,900 Building $51,859
2022	$634.00 Homeowner's exemption	$48,967
2021			$48,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Western Iowa Wireless.

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