225 E Main St, Ute, IA 51060 Property Records

Monona County property record for 225 E Main St, Ute, IA 51060 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$60,500 (Jul 2021)
Tax Bill	$336 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`844235226010`

Property Details

APN / Parcel Number

Primary APN	`844235226010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,158 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	298 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	225 E MAIN ST
City	UTE
State	IA
Zip	51060-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 1
Legal Subdivision	TOWN OF UTE
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1093
Census Tract	960400

Owner

Source: Monona County records · APN 844235226010

Assessment roll updated May 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 E MAIN ST, UTE, IA 51060-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST CO
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	20211096
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	225 E MAIN ST, UTE, IA 51060-1043
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210870
Date	Jun 09, 2021
Instrument	2021-0870

Lender

Name	COMMUNITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 01, 2022

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jul 22, 2021
Property Address	225 E MAIN ST, UTE, IA 51060-1043
Document Number	0020211096
Instrument Date	Jul 02, 2021
Instrument	2021-1096
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E MAIN ST, UTE, IA 51060-1043

Mortgage

Document Number	0020211097
Date	Jul 22, 2021
Instrument	2021-1097

Lender

Name	COMMUNITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jul 01, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monona County records · Assessment roll updated May 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00 Homeowner's exemption	$47,259 (+36.6%) Land $3,938 Building $43,321	$47,259 (+36.6%) Land $3,938 Building $43,321
2024	$336.00 (-8.2%)	$34,596 (+1.88%)
2023		$33,957 (+13.03%) Land $3,938 Building $30,019	$34,596 (+15.16%)
2022	$366.00 Homeowner's exemption	$30,042
2021			$30,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monona County (19133C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Uniti Group	DSL	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Western Iowa Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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