310 E Jefferson Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 310 E Jefferson Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.441 acres (19,232 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Feb 2023)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36 21 456 005`

Property Details

APN / Parcel Number

Primary APN	`36 21 456 005`

Exterior

Lot Area	19,232 sqft (0.441 acres)

Location & Zoning

Street Address	310 E JEFFERSON ST
City	LODA
State	IL
Zip	60948-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEAL'S ADD LTS 1, 2 & N 1/5 LT 3 BLK 37
Legal Subdivision	NEAL'S ADD
Legal Block	37
Legal Lot Number	1-3
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2038
Census Tract	950700

Owner

310 E Jefferson Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 E JEFFERSON ST, LODA, IL 60948-8662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FREDERICK COMMUNITY BANK
Apr 1, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Deed Document Number	2023519
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	0000001163
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Feb 24, 2023
Property Address	310 E JEFFERSON AVE, WATSEKA, IL 60970
Document Number	00023R0519
Instrument Date	Feb 21, 2023
Instrument	23R0519
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 PROSPECT AVE, PAXTON, IL 60957-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	310 E JEFFERSON ST, LODA, IL 60948-8662

Mortgage

Document Number	00023R0520
Date	Feb 24, 2023
Instrument	23R0520

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Apr 1, 2022
Property Address	310 E JEFFERSON AVE, WATSEKA, IL 60970
Document Number	00022R1163
Instrument Date	Mar 4, 2022
Instrument	22R1163
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E JEFFERSON ST, LODA, IL 60948-8662

Tax Assessment & Valuation

The 2025 property tax bill for 310 E Jefferson Ave was $4,340.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00	$54,590 Land $3,660 Building $50,930	$163,770 Land $10,980 Building $152,790
2022	$2,734.00 Homeowner's exemption Senior Citizen's exemption	$44,430 Land $2,980 Building $41,450	$133,290 Land $8,940 Building $124,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 E Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 310 E Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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