309 E Jefferson Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 309 E Jefferson Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Jul 2019)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 05 279 019`

Property Details

APN / Parcel Number

Primary APN	`26 05 279 019`

Exterior

Lot Area	8,640 sqft (0.198 acres)

Location & Zoning

Street Address	309 E JEFFERSON AVE
City	WATSEKA
State	IL
Zip	60970-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 97' OF E 297' LT 3
Legal Subdivision	BELMONT ADDITION
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1006
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E JEFFERSON AVE, WATSEKA, IL 60970-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage IROQUOIS FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	20191936
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	309 E JEFFERSON AVE, WATSEKA, IL 60970-1721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R1304
Date	May 11, 2020
Instrument	20R1304

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate	2.87%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 5, 2019
Property Address	309 E JEFFERSON AVE, WATSEKA, IL 60970-1721
Document Number	19R1936
Instrument Date	Jul 5, 2019
Instrument	19R1936
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 E JEFFERSON AVE, WATSEKA, IL 60970-1721

Mortgage

Document Number	19R1937
Date	Jul 5, 2019
Instrument	19R1937

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,320.00 (+23.9%)	$68,260 (+24.56%) Land $4,420 Building $63,840	$204,780 (+24.56%) Land $13,260 Building $191,520
2022	$5,101.00 Homeowner's exemption	$54,800 Land $3,550 Building $51,250	$164,400 Land $10,650 Building $153,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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