310 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 310 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1923
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2017)
Tax Bill	$2,290 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2024 Mortgage + 2 more
APN	`32.400.1810`

Property Details

APN / Parcel Number

Primary APN	`32.400.1810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	736 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 E HOWARD ST
City	WINONA
State	MN
Zip	55987-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 PLUMERS ADDITION LOT-009 BLOCK-016
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	PLUMERS ADDITION
Legal Block	16
Legal Lot Number	9
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2014
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	310 E HOWARD ST, WINONA, MN 55987-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	2017607167
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	310 E HOWARD ST, WINONA, MN 55987-3825
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E HOWARD ST, WINONA, MN 55987-3825

Mortgage

Document Number	000A662187
Date	Aug 15, 2025
Instrument	A662187

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jan 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	310 E HOWARD ST, WINONA, MN 55987-3825
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E HOWARD ST, WINONA, MN 55987-3825

Mortgage

Document Number	000A652829
Date	Jan 9, 2024
Instrument	A652829

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	310 E HOWARD ST, WINONA, MN 55987-3825
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E HOWARD ST, GOODVIEW, MN 55987-3825

Mortgage

Document Number	000A640402
Date	Jan 24, 2022
Instrument	A640402

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 11, 2017
Property Address	310 E HOWARD ST, WINONA, MN 55987-3825
Document Number	607167
Instrument Date	Dec 5, 2017
Instrument	607167
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MIN SECURED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E HOWARD ST, WINONA, MN 55987-3825

Mortgage

Document Number	607168
Date	Dec 11, 2017
Instrument	607168

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	607169
Date	Dec 11, 2017
Instrument	607169

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,290.00 (+39.13%) Homeowner's exemption	$237,100 (+21.03%) Land $40,600 Building $196,500	$237,100 (+21.03%) Land $40,600 Building $196,500
2025		$195,900 (+5.04%) Land $40,600 Building $155,300	$195,900 (+5.04%) Land $40,600 Building $155,300
2023	$1,646.00 Homeowner's exemption	$186,500 Land $39,000 Building $147,500	$186,500 Land $39,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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