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302 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 302 E Howard St, Winona, MN 55987 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Apr 2026)
Tax Bill$2,264 (2026)
Deeds & MortgagesApr 2026 Sale
Jul 2022 Sale & Mortgage
+ 1 more
APN32.400.1780

Property Details

APN / Parcel Number

Primary APN32.400.1780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area772 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions70 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
PorchPorch
Porch Area118 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 E HOWARD ST
CityWINONA
StateMN
Zip55987-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-107 RANGE-007 PLUMERS ADDITION LOT-007 BLOCK-016 S 70'
Legal Range007
Legal Township107
Legal Section26
Legal SubdivisionPLUMERS ADDITION
Legal Block16
Legal Lot Number7
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group2
Census Block2014
Census Tract670600

Owner

Source: Winona County records · APN 32.400.1780

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address782 NORTHERN HILLS CIR, SAINT CHARLES, MN 55972-1499
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Special Warranty Deed, Transfer
LIBERTY TITLE
Jul 05, 2022Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP
Sep 02, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleJul 05, 2022 · Amount on Record
Deed Document Number2026666000
Prior Transfer DateMar 19, 2015
Prior Transfer DocA586673
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWINONA MN
Recording DateApr 14, 2026
Property Address302 E HOWARD ST, WINONA, MN 55987-3825
Document Number0000666000
Instrument DateMar 19, 2026
Instrument2026666000
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$52,661.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address782 NORTHERN HILLS CIR, SAINT CHARLES, MN 55972-1499

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateJul 05, 2022
Property Address302 E HOWARD ST, WINONA, MN 55987-3825
Document Number000A643843
Instrument DateJun 30, 2022
InstrumentA643843
Transaction TypeTransfer
Record UpdatedAug 03, 2022
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address302 E HOWARD ST, WINONA, MN 55987-3825

Mortgage

Document Number000A643844
DateJul 05, 2022
InstrumentA643844
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateSep 02, 2020
Property Address302 E HOWARD ST, WINONA, MN 55987-3825
Document Number627084
Instrument DateAug 28, 2020
Instrument627084
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyRIVER VALLEY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$618.08
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E HOWARD ST, WINONA, MN 55987-3825

Mortgage

Document Number627085
DateSep 02, 2020
Instrument627085
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,264.00 (+22.11%)
2025$189,200 (+5.46%) Land $28,100 Building $161,100$189,200 (+5.46%) Land $28,100 Building $161,100
2023$1,854.00$179,400 Land $27,000 Building $152,400$179,400 Land $27,000 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 770 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, Spectrum, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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