310 E 14th St, Sterling, IL 61081 Property Records

Whiteside County property record for 310 E 14th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2026)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1121228012`

Property Details

APN / Parcel Number

Primary APN	`1121228012`
Alternative APNs	`100618` `123525`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	123525
Street Address	310 E 14TH ST
City	STERLING
State	IL
Zip	61081-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE LOT 7 BLK 8 188500X
Legal Subdivision	SUMMIT PLACE
Legal Block	8
Legal Lot Number	7
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Whiteside County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 ELM AVE, STERLING, IL 61081-1848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 12, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	20263021
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	0000000156
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 16, 2026
Property Address	310 E 14TH ST, STERLING, IL 61081-2450
Document Number	0000003021
Instrument Date	Jun 12, 2026
Instrument	20263021
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN DATA CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	902 ELM AVE, STERLING, IL 61081-1848

Mortgage

Document Number	0000003022,
Date	Jun 16, 2026
Instrument	20263022

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 12, 2026
Property Address	310 E 14TH ST, STERLING, IL 61081-2450
Document Number	0000000156
Map Reference	MB 5 PG 7
Instrument Date	Dec 26, 2025
Instrument	2026-00156
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 5TH ST, ROCK FALLS, IL 61071-1805

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (-2.59%) Senior Citizen's exemption	$42,483 (+6.23%) Land $3,699 Building $38,784
2024	$2,162.00 Senior Citizen's exemption	$39,991 Land $3,482 Building $36,509	$127,449 (+6.23%) Land $11,097 Building $116,352
2023			$119,973 Land $10,446 Building $109,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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