107 E 14th St, Sterling, IL 61081 Property Records

Whiteside County property record for 107 E 14th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2025)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1121209015`

Property Details

APN / Parcel Number

Primary APN	`1121209015`
Alternative APNs	`121582` `99127`

Exterior

Lot Area	7,464 sqft (0.171 acres)

Location & Zoning

Account Number	121582
Street Address	107 E 14TH ST
City	STERLING
State	IL
Zip	61081-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DNSMOR-PENGTON-COE S W 80 LT 1 & W 69.5 LT 2 BLK 11
Legal Subdivision	PENNINGTON & COES SUB
Legal Block	11
Legal Lot Number	1-2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3013
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 PARK VIEW LOOP, SHELLEY, ID 83274-1025
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Warranty Deed, Transfer · Conventional Mortgage STERLING FEDERAL BANK FSB
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Jul 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	20252494
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 23, 2025
Property Address	107 E 14TH ST, STERLING, IL 61081-2334
Document Number	0000002494
Instrument Date	May 19, 2025
Instrument	2025-02494
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	107 E 14TH ST, STERLING, IL 61081-2334

Mortgage

Document Number	0000002495
Date	May 23, 2025
Instrument	2025-02495

Lender

Name	STERLING FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 20, 2019
Property Address	107 E 14TH ST, STERLING, IL 61081-2334
Document Number	0000002544
Instrument Date	May 15, 2019
Instrument	2544
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 14TH ST STERLING IL 610812334, STERLING, IL 61081-2334

Mortgage

Document Number	2545
Date	May 20, 2019
Instrument	2545

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	107 E 14TH ST, STERLING, IL 61081-2334
Document Number	0000005980
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 E 14TH ST STERLING IL 610812334, STERLING, IL 61081-2334

Mortgage

Document Number	0000005980
Date	Oct 29, 2018
Instrument	5980

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 28, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 7, 2017
Property Address	107 E 14TH ST, STERLING, IL 61081-2334
Document Number	0000003872
Instrument Date	Jun 29, 2017
Instrument	3872
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3903 15TH AVE STERLING IL 610819401, STERLING, IL 61081-9401

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00	$48,932 Land $3,895 Building $45,037
2024			$146,796 Land $11,685 Building $135,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

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