Dare County property record for 310 Duck Rd, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,988 sqft · built 1987 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,500 (Mar 2026) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Nov 2015 Mortgage Feb 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 986810361413 |
| Primary APN | 986810361413 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | EIFS / Synthetic Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,000 sqft (0.482 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986810361413 |
|---|---|
| Street Address | 310 DUCK RD |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 14 BLK: 51 SEC: PL: 2 SL: 97 |
| Legal Subdivision | SEA CREST VILLAGE |
| Legal Block | 51 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970101 |
Source: Dare County assessment roll, APN 986810361413, as of October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4604 WILWYN WAY, ROCKVILLE, MD 20852-2455 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 10, 2005 | Deed of Trust, Mortgage · ARM OHIO SAVINGS BANK |
| Feb 10, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CHIO SAVINGS BANK |
| May 01, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON HOME LOAN CORP |
| Mar 25, 2026 | Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Feb 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Feb 01, 2023 · Amount on Record |
| Deed Document Number | 2026700158109 |
| Deed Book / Page | 2841 / 322 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002060/180 |
|---|---|
| Date | Nov 20, 2015 |
| Book Page | 2060/180 |
| Instrument | 700019127 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001613/488 |
|---|---|
| Date | Feb 10, 2005 |
| Book Page | 1613/488 |
| Instrument | 6159782 |
| Name | OHIO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 12, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001613/485 |
|---|---|
| Date | Feb 10, 2005 |
| Book Page | 1613/485 |
| Instrument | 6159781 |
| Name | CHIO SAVINGS BANK |
|---|---|
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001683/421 |
|---|---|
| Date | May 01, 2006 |
| Book Page | 1683/421 |
| Instrument | 6196112 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 25, 2026 |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Document Number | 002841/322 |
| Book / Page | 2841 / 322 |
| Map Reference | MB 2 PG 97 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 700158109 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 969 LACON DR, NEWPORT NEWS, VA 23608-2526 |
| Name | Verified Name |
|---|---|
| Address | 4604 WILWYN WAY, ROCKVILLE, MD 20852-2455 |
| Document Number | 0700158110 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 700158110 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 01, 2023 |
| Property Address | 310 DUCK RD, SOUTHERN SHORES, NC 27949-4470 |
| Document Number | 002664/592 |
| Book / Page | 2664 / 592 |
| Map Reference | MB 2 PG 97 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 700126488 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 STONE RUN DR, MECHANICSBURG, PA 17050-7809 |
| Name | Verified Name |
|---|---|
| Address | 969 LACON DR, NEWPORT NEWS, VA 23608-2526 |
| Document Number | 0700126489 |
|---|---|
| Date | Feb 01, 2023 |
| Instrument | 700126489 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
Source: Dare County assessment roll as of October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Southern Shores Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 (+21.75%) | $641,300 (+69.87%) Land $321,300 Building $320,000 | |
| 2023 | $2,515.00 | $377,516 Land $135,300 Building $242,216 | |
| 2020 | $641,300 Land $321,300 Building $320,000 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), as of May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 230 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0428030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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