289 Duck Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 289 Duck Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,690 sqft · built 1990
Lot Size	0.539 acres (23,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2021)
Tax Bill	$2,889 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986810353265`

Property Details

APN / Parcel Number

Primary APN	`986810353265`
Alternative APN	`021339000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,690 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,500 sqft (0.539 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986810353265
Street Address	289 DUCK RD
City	KITTY HAWK
State	NC
Zip	27949-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: 63 SEC: PL: 3 SL: 98
Legal Subdivision	SO/SH BEACH
Legal Block	63
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1032
Census Tract	970101

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 DUCK RD, KITTY HAWK, NC 27949-4469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Document Number	2021700101438
Deed Book / Page	2520 / 1
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 23, 2021
Property Address	289 DUCK RD, SOUTHERN SHORES, NC 27949-4469
Document Number	2520/1
Book / Page	2520 / 1
Map Reference	MB 3 PG 98
Instrument Date	Jun 17, 2021
Instrument	700101438
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 DUCK RD, 289, SOUTHERN SHORES, NC 27949-4469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 7TH AVE, TROY, NY 12182-2009

Mortgage

Document Number	00002520/5
Date	Jun 23, 2021
Book Page	2520/5
Instrument	700101440

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	289 DUCK RD, SOUTHERN SHORES, NC 27949-4469
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2371/548
Date	Apr 27, 2020
Book Page	2371/548
Instrument	700077069

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	289 DUCK RD, SOUTHERN SHORES, NC 27949-4469
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2359/764
Date	Mar 6, 2020
Book Page	2359/764
Instrument	700075098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,889.00	$640,400 (-) Land $310,000 Building $330,400	$640,400 (-) Land $310,000 Building $330,400
2025	$2,889.00 (+26.49%)	$640,400 (+78.33%) Land $310,000 Building $330,400
2023	$2,284.00	$359,100 Land $130,500 Building $228,600
2020			$640,400 Land $310,000 Building $330,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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