310 Cosmo St, Lafayette, OR 97127 Property Records

Yamhill County property record for 310 Cosmo St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,396 sqft · built 2004
Lot Size	0.105 acres (4,552 sqft)
Owner	Individual Name on File
Last Sale	$138,409 (May 2004)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00727`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00727`
Alternative APNs	`001520537` `520537`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,396 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	534 sqft
2nd Floor Area	862 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.105 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 COSMO ST
City	LAFAYETTE
State	OR
Zip	97127-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 27 IN LAFAYETTE ESTATES
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE ESTATES
Legal Lot Number	27
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4004
Census Tract	30304

Owner

310 Cosmo St is owned by an individual who acquired it in June 2018.

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5105 MAIN ST, BAY CITY, OR 97107-9622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2004 · Amount on File
Deed Sale	May 6, 2004 · Amount on File
Deed Document Number	20048859
Last Transfer Date	Jun 8, 2018
Transfer Doc	0000008202
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	310 COSMO ST, LAFAYETTE, OR 97127-6102
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014374
Date	Jul 12, 2021
Instrument	202114374

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Mar 1, 2036

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	Jun 12, 2018
Property Address	310 COSMO ST, LAFAYETTE, OR 97127-6102
Document Number	0000008202
Instrument Date	Jun 8, 2018
Instrument	201808202
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 MAIN ST, BAY CITY, OR 97107-9622

Mortgage

Document Number	0000008203
Date	Jun 12, 2018
Instrument	201808203

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 310 Cosmo St was $2,549, up 2.7% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+2.66%)	$174,010 (+3%)	$371,972 (-2.52%) Land $169,328 Building $202,644
2024	$2,483.00 (+2.77%)	$168,942 (+3%)	$381,577 (-0.81%) Land $164,384 Building $217,193
2023	$2,416.00 (+1.98%)	$164,021 (+3%)	$384,703 (+5.26%) Land $162,112 Building $222,591
2022	$2,369.00	$159,244	$365,485 Land $156,672 Building $208,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Cosmo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Cosmo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

Nearby Properties on Cosmo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures