310 Cigar Loop, Havre De Grace, MD 21078 Property Records

Harford County property record for 310 Cigar Loop, Havre De Grace, MD 21078

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,711 sqft · built 2006
Lot Size0.119 acres (5,192 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jun 2016)
Tax Bill$3,445 (2026)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-067131

Property Details

APN / Parcel Number

Primary APN06-067131
Alternative APN
  • 067131

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,711 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,192 sqft (0.119 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area100 sqft
Balcony Area468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number067131
Street Address310 CIGAR LOOP
CityHAVRE DE GRACE
StateMD
Zip21078-2348
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 1906 5192 SF 310 CIGAR LOOP BULLE ROCK PT 118/46
Legal SubdivisionBULLE ROCK
Legal Lot Number1906
JurisdictionHARFORD MD
Township / Civil Division6, HAVRE DE GRACE
Census Block Group5
Census Block5001
Census Tract306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2016 · Amount on Record
Deed SaleJun 8, 2016 · Amount on Record
Prior SaleJun 24, 2015 · Amount on Record
Deed Book / Page11834 / 243
Transfer Doc0032100715
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address310 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348
Transaction TypeMortgage
Record UpdatedDec 13, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157580062
DateDec 5, 2022
Book Page15758/62
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityHavre De Grace City
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,445.00 (+16.15%)$361,467 (+7.47%)$386,600 (-) Land $85,000 Building $301,600
2025$2,966.00 (+10.18%)$336,333 (+13.32%)$386,600 (+24.23%) Land $85,000 Building $301,600
2023$296,800$311,200 Land $85,000 Building $226,200
2022$2,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAVRE DE GRACE
serves 14,000 people · EPA ID MD0120012
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureOrganic carbon removal
Oct 2023
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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