Harford County property record for 308 Cigar Loop, Havre De Grace, MD 21078
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,576 sqft · built 2006 |
| Lot Size | 0.092 acres (4,012 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Aug 2018) |
| Tax Bill | $3,035 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-067123 |
| Primary APN | 06-067123 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,576 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,012 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Balcony Area | 690 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 067123 |
|---|---|
| Street Address | 308 CIGAR LOOP |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2348 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 1905 4012 SF 308 CIGAR LOOP BULLE ROCK PT 118/46 |
| Legal Subdivision | BULLE ROCK |
| Legal Lot Number | 1905 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 306400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 21, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Jan 6, 2010 · Amount on Record |
| Deed Book / Page | 12950 / 379 |
| Transfer Doc | 0032100715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Document Number | 0161980078 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 16198/78 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 20, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0144920394 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 14492/394 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Document Number | 0135100039 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 CIGAR LOOP HAVRE DE GRACE MD 210782348, HAVRE DE GRACE, MD 21078-2348 |
| Document Number | 0135100039 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 013510/000039 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 21, 2018 |
| Property Address | 308 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348 |
| Document Number | 0129500379 |
| Book / Page | 012950 / 000379 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 CIGAR LOOP HAVRE DE GRACE MD 210782348, HAVRE DE GRACE, MD 21078-2348 |
| Document Number | 129500387 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 012950/000387 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,035.00 (+13.5%) Homeowner's exemption | $318,400 (+6.31%) | $337,300 (-) Land $80,000 Building $257,300 |
| 2025 | $2,674.00 (+228.1%) Homeowner's exemption | $299,500 (+10.27%) | $337,300 (+20.21%) Land $80,000 Building $257,300 |
| 2023 | $271,600 | $280,600 Land $80,000 Building $200,600 | |
| 2022 | $815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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