310 Cardiff Ct, Roseville (Granite Bay), CA 95746 Property Records

Placer County property record for 310 Cardiff Ct, Roseville, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,278 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Aug 2014)
Tax Bill	$8,683 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`466-490-023-000`

Property Details

APN / Parcel Number

Primary APN	`466-490-023-000`
Alternative APN	`466-490-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	466-490-023
Street Address	310 CARDIFF CT
City	GRANITE BAY
State	CA
Zip	95746-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 271 HILLSBOROUGH UNIT NO 2A T-47
Legal Subdivision	HILLSBOROUGH UNIT NO 2A
Legal Lot Number	271
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3009
Census Tract	20605

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 CARDIFF CT, GRANITE BAY, CA 95746-7217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS FUNDING AZ LLC
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FINANCIAL CU
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEIN D R & E S F/TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2014 · Amount on Record
Deed Sale	Aug 6, 2014 · Amount on Record
Prior Sale	Mar 31, 1997 · Amount on Record
Deed Document Number	201453496
Prior Transfer Date	Apr 30, 2001
Prior Transfer Doc	0000041618
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	310 CARDIFF CT, ROSEVILLE, CA 95746-7217
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 CARDIFF CT, GRANITE BAY, CA 95746-7217

Mortgage

Document Number	0000115313
Date	Sep 14, 2021
Instrument	2021-0115313

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	310 CARDIFF CT, ROSEVILLE, CA 95746-7217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106986
Date	Dec 31, 2019
Instrument	2019-0106986

Lender

Name	MERCHANTS FUNDING AZ LLC
Type	Lending Institution
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	310 CARDIFF CT, ROSEVILLE, CA 95746-7217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046518
Date	Jul 5, 2019
Instrument	2019-0046518

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	310 CARDIFF CT, ROSEVILLE, CA 95746-7217
Document Number	0000004485
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 CARDIFF CT GRANITE BAY CA 957467217, GRANITE BAY, CA 95746-7217

Mortgage

Document Number	0000004485
Date	Jan 16, 2020
Instrument	4485

Lender

Name	STEIN D R & E S F/TR (RT)
Address	885 UNIVERSITY AVE, SACRAMENTO, CA 95825-6724

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,034 (+2%) Land $183,876 Building $686,158
2025	$8,683.00 (+3.37%) Homeowner's exemption	$852,975 (+4.04%) Land $180,271 Building $672,704
2023	$8,400.00 (-0.39%) Homeowner's exemption	$819,855 Land $173,272 Building $646,583
2022	$8,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	CITY OF ROSEVILLE
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Fidium Fiber.

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