310 Bluff St, Lockport, IL 60441 Property Records

Will County property record for 310 Bluff St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,004 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Feb 2009)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-04-14-405-015`

Property Details

APN / Parcel Number

Primary APN	`11-04-14-405-015`
Alternative APN	`04144050150000`

Exterior

Lot Area	10,004 sqft (0.23 acres)

Location & Zoning

Street Address	310 BLUFF ST
City	LOCKPORT
State	IL
Zip	60441-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 (EX THE E 50 FT THROF, MEAS AT RIGHT ANGS TO THE E'LY LN OF SD LOT) (EX THE W'LY 80 FT THROF, MEAS ALG THE N'LY S'LY
Legal Range	10E
Legal Township	36N
Legal Section	14
Legal Subdivision	ARTHUR T MCINTOSH & COS LOCKPORT FARMS
Legal Lot Number	23
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	880502

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 BLUFF ST, LOCKPORT, IL 60441-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2009 · Amount on Record
Deed Sale	Feb 11, 2009 · Amount on Record
Deed Document Number	200915994
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	310 BLUFF ST, LOCKPORT, IL 60441-2624
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BLUFF ST, LOCKPORT, IL 60441-2624

Mortgage

Document Number	0000062386
Date	Nov 30, 2023
Instrument	R2023062386

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2053

Interest

Rate Type	Adjustable Rate
Rate	10.2%
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	310 BLUFF ST, LOCKPORT, IL 60441-2624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037525
Date	Jun 18, 2019
Instrument	R2019037525

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	9.94%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,500.00 (+30.77%)	$81,849 (+7.2%) Land $27,437 Building $54,412	$245,547 (+7.2%) Land $82,311 Building $163,236
2024		$76,351 (+30.52%) Land $25,594 Building $50,757	$229,053 (+30.52%) Land $76,782 Building $152,271
2022	$4,206.00 Homeowner's exemption	$58,497 Land $19,609 Building $38,888	$175,491 Land $58,827 Building $116,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1987–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2004 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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