222 Bluff St, Lockport, IL 60441 Property Records

Will County property record for 222 Bluff St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1958
Lot Size	0.39 acres (16,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Jul 1996)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-14-405-012`

Property Details

APN / Parcel Number

Primary APN	`11-04-14-405-012`
Alternative APN	`04144050120000`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	16,901 sqft (0.39 acres)

Location & Zoning

Street Address	222 BLUFF ST
City	LOCKPORT
State	IL
Zip	60441-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 (EX THE E 100 FT THROF) IN ARTHUR T MCINTOSH CO'S LOCKPORT FARMS IN SEC 14, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	14
Legal Subdivision	ARTHUR T MCINTOSH & COMPANYS
Legal Lot Number	24
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	880502

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 BLUFF ST, LOCKPORT, IL 60441-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Sep 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PARLAY MORTGAGE & PROPERTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 1996 · Amount on Record
Deed Sale	Jul 10, 1996 · Amount on Record
Deed Document Number	199661008
Last Transfer Date	Sep 5, 2018
Transfer Doc	0000067335
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	222 BLUFF ST, LOCKPORT, IL 60441-2622
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 BLUFF ST, LOCKPORT, IL 60441-2622

Mortgage

Document Number	0000011279
Date	Feb 25, 2026
Instrument	R2026011279

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.76%
Change Frequency	Monthly

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Sep 25, 2018
Property Address	222 BLUFF ST, LOCKPORT, IL 60441-2622
Document Number	0000067335
Map Reference	DOC560978
Instrument Date	Sep 5, 2018
Instrument	R2018067335
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	NATIONAL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 BLUFF ST, 222, LOCKPORT, IL 60441-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	222 BLUFF ST, LOCKPORT, IL 60441-2622

Mortgage

Document Number	0000067336
Date	Sep 25, 2018
Instrument	R2018067336

Lender

Name	PARLAY MORTGAGE & PROPERTY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Oct 1, 2030

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,257.00 (+30.84%)	$78,580 (+7.2%) Land $32,087 Building $46,493	$235,740 (+7.2%) Land $96,261 Building $139,479
2024		$73,302 (+30.53%) Land $29,932 Building $43,370	$219,906 (+30.53%) Land $89,796 Building $130,110
2022	$4,018.00 Homeowner's exemption	$56,159 Land $22,932 Building $33,227	$168,477 Land $68,796 Building $99,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1987–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2004 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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