310 Birch Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 310 Birch Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,177 sqft · built 2019
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$428,907 (Sep 2012)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`064-024-012`

Property Details

APN / Parcel Number

Primary APN	`064-024-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	310 BIRCH AVE
City	CAYUCOS
State	CA
Zip	93430-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TN CAY BL 20 PTN LTS 15 & 16
Legal Subdivision	CAYUCOS
Legal Block	20
Legal Lot Number	15,16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1003
Census Tract	10504

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Intrafamily Transfer, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2012 · Amount on Record
Deed Sale	Sep 17, 2012 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Document Number	201252178
Prior Transfer Date	Nov 4, 2011
Prior Transfer Doc	0000025470
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 18, 2022
Property Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052
Document Number	0000045294
Map Reference	MB A PG 160
Instrument Date	Nov 3, 2022
Instrument	2022045294
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052

Mortgage

Document Number	0000060160
Date	Aug 31, 2021
Instrument	2021060160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 BIRCH AVE, CAYUCOS, CA 93430-1052
Document Number	0000030796
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 BIRCH AVE CAYUCOS CA 934301052, CAYUCOS, CA 93430-1052

Mortgage

Document Number	0000030796
Date	Jun 22, 2020
Instrument	30796

Lender

Name	KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,014 (+2%) Land $288,258 Building $557,756
2025	$8,638.00 (+1.96%) Homeowner's exemption	$829,426 (+4.04%) Land $282,606 Building $546,820
2023	$8,472.00 (+1.73%) Homeowner's exemption	$797,221 Land $271,633 Building $525,588
2022	$8,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLO CSA NO. 10 - CAYUCOS WTP serves 0 people · EPA ID CA4010025
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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