310 3rd St, Clutier, IA 52217 Property Records

Tama County property record for 310 3rd St, Clutier, IA 52217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1920
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Sep 2021)
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12.19.205.004`

Property Details

APN / Parcel Number

Primary APN	`12.19.205.004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
Basement Area	182 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	310 3RD ST
City	CLUTIER
State	IA
Zip	52217-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 12 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	12
Legal Lot Number	2
Jurisdiction	TAMA IA
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3117
Census Tract	290100

Owner

Source: Tama County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 3RD ST, CLUTIER, IA 52217-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 12, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20213126
Deed Book / Page	2021 / 3126
Last Transfer Date	May 11, 2023
Transfer Doc	0000000951
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	310 3RD ST, CLUTIER, IA 52217-9716
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252053
Date	Aug 6, 2025
Instrument	2025-2053

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	May 12, 2023
Property Address	310 3RD ST, CLUTIER, IA 52217-9716
Document Number	0020230951
Instrument Date	May 11, 2023
Instrument	2023-0951
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 3RD ST, CLUTIER, IA 52217-9716
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 30, 2021
Property Address	310 3RD ST, CLUTIER, IA 52217-9716
Document Number	02021/3126
Book / Page	2021 / 3126
Instrument Date	Jun 17, 2020
Instrument	2021-3126
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 3RD ST, CLUTIER, IA 52217-9716
Investor	Possibly a Property Investor

Mortgage

Document Number	0020213108
Date	Sep 28, 2021
Instrument	2021-3108

Lender

Name	DUPACO COMMUNITY CU
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00	$59,950 (-) Land $2,450 Building $57,500	$59,950 (-) Land $2,450 Building $57,500
2024	$1,076.00 (+26%)
2023		$59,950 Land $2,450 Building $57,500	$59,950 Land $2,450 Building $57,500
2022	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Farmers Cooperative Telephone Company DSL	50 / 25

May also be available: Nextlink, Verizon.

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