Tama County property record for 308 3rd St, Clutier, IA 52217
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1920 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2026) |
| Tax Bill | $478 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12.19.205.003 |
| Primary APN | 12.19.205.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Mixed |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 308 3RD ST |
|---|---|
| City | CLUTIER |
| State | IA |
| Zip | 52217-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & E 1/2 LOT 4 BLK 12 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 12 |
| Legal Lot Number | 3-4 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3117 |
| Census Tract | 290100 |
Source: Tama County records · APN 12.19.205.003
Assessment roll updated May 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 3RD ST, CLUTIER, IA 52217-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jul 21, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Deed Document Number | 2026433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Feb 27, 2026 |
| Property Address | 308 3RD ST, CLUTIER, IA 52217-9716 |
| Document Number | 0020260433 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026-0433 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 3RD ST, CLUTIER, IA 52217-9716 |
| Document Number | 0020260434 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0434 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Number | 0020260484 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 2026-0484 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 01, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 21, 2020 |
| Property Address | 308 3RD ST, CLUTIER, IA 52217-9716 |
| Document Number | 0020201824 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-1824 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 3RD ST, CLUTIER, IA 52217-9716 |
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clutier City |
| County | Tama County |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $478.00 | $39,080 (+46.81%) Land $3,680 Building $35,400 | $39,080 (+46.81%) Land $3,680 Building $35,400 |
| 2024 | $478.00 (+24.48%) | $26,620 (-) Land $3,680 Building $22,940 | |
| 2023 | $26,620 Land $3,680 Building $22,940 | $26,620 Land $3,680 Building $22,940 | |
| 2022 | $384.00 |
Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 84 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Farmers Cooperative Telephone Company-Dysart DSL | 50 / 25 |
May also be available: AMG Technology Investment Group, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLUTIER WATER SUPPLY serves 213 people |
|---|---|
| Water Source | Purchased groundwater from POWESHIEK WATER ASSOCIATION |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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