310 2nd St, Geneva, FL 32732 Property Records

Seminole County property record for 310 2nd St, Geneva, FL 32732 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,327 sqft · built 1994
Lot Size0.387 acres (16,875 sqft)
OwnerIndividual Name on File
Last Sale$100 (Feb 1999)
Tax Bill$1,999 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN21-20-32-504-1100-0200

Property Details

APN / Parcel Number

Primary APN21-20-32-504-1100-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,327 sqft Living Area
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,875 sqft
Lot Dimensions125 ft deep x 135 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area646 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address310 2ND ST
CityGENEVA
StateFL
Zip32732-9056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 20-24 & S 1/2 OF VACD ALLEY ADJ ON N BLK 11 GENEVA PB 2 PG 12
Legal Range32E
Legal Township20S
Legal Section21
Legal SubdivisionGENEVA
Legal Tract504
Legal Block11
Legal Lot Number20-24 21
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1017
Census Tract21201

Owner

Source: Seminole County records · APN 21-20-32-504-1100-0200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address310 2ND ST, GENEVA, FL 32732-9056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 31, 2020Loan Modification, Mortgage
CITIZENS BK/FL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 1999 · Amount on Record
Deed SaleFeb 09, 1999 · Amount on Record
Deed Document Number0358900007
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address310 2ND ST, GENEVA, FL 32732-9056
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 2ND ST, GENEVA, FL 32732-9056

Mortgage

Document Number0109910750
DateMar 02, 2026
Book Page10991/750
Instrument2026019985
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 19, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address310 2ND ST, GENEVA, FL 32732-9056
Document Number0096920020
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 2ND ST GENEVA FL 327329056, GENEVA, FL 32732-9056

Mortgage

Document Number0096920020
DateAug 31, 2020
Book Page009692/000020
Instrument95963
Lender
NameCITIZENS BK/FL
TypeBank
AddressOVIEDO, FL 32765
Agreement
Term120 Months
DueAug 30, 2030
Interest
Rate4%

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,999.00 (-2.77%) Homeowner's exemption$181,738 (+5.99%)$382,374 (+5.96%) Land $88,800 Building $293,574
2023$2,056.00 (+2.9%) Homeowner's exemption$171,472 (+3%)$360,868 (+2.52%) Land $84,000 Building $276,868
2022$1,998.00 Homeowner's exemption$166,478$352,001 Land $78,000 Building $274,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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