286 2nd St, Geneva, FL 32732 Property Records

Seminole County property record for 286 2nd St, Geneva, FL 32732 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1996
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Sep 2019)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-501-0600-0260`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-501-0600-0260`
Alternative APN	`20322150106000260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	129 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	286 2ND ST
City	GENEVA
State	FL
Zip	32732-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 & 27 BLK 6 WHITCOMBS 2ND ADD TO GENEVA PB 2 PG 50
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Subdivision	WHITCOMBS 1ST AND 2ND ADDS TO GENEVA
Legal Tract	501
Legal Block	6
Legal Lot Number	26,27
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1017
Census Tract	21201

Owner

Source: Seminole County records · APN 21-20-32-501-0600-0260

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	286 2ND ST, GENEVA, FL 32732-8408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Quit Claim Deed, Transfer REGIONS MTG
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Nov 05, 2012 · Amount on Record
Deed Document Number	2019102274
Deed Book / Page	9440 / 402
Prior Transfer Date	Jun 01, 1997
Prior Transfer Doc	3535001243
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 30, 2020
Property Address	286 2ND ST, GENEVA, FL 32732-8408
Document Number	0096630740
Book / Page	009663 / 000740
Instrument Date	Jul 23, 2020
Instrument	81523
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	252 FLORIDA AVE GENEVA FL 327328816, GENEVA, FL 32732-8816

Mortgage

Document Number	96630741
Date	Jul 30, 2020
Book Page	009663/000741
Instrument	81524

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 20, 2019
Property Address	286 2ND ST, GENEVA, FL 32732-8408
Document Number	0094400402
Book / Page	009440 / 000402
Instrument Date	Sep 18, 2019
Instrument	102274
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 2ND ST GENEVA FL 327328408, GENEVA, FL 32732-8408

Mortgage

Document Number	94400404
Date	Sep 20, 2019
Book Page	009440/000404
Instrument	102275

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (+8.61%) Homeowner's exemption	$214,104 (+5.99%)	$291,272 (+5.69%) Land $84,000 Building $207,272
2023	$2,462.00 (+2.8%) Homeowner's exemption	$202,010 (+3%)	$275,600 (+14.78%) Land $80,000 Building $195,600
2022	$2,395.00 Homeowner's exemption	$196,126	$240,108 Land $60,000 Building $180,108

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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