31 Windsor Pl, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 31 Windsor Pl, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,818 sqft · built 1927
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Aug 1996)
Tax Bill	$24,450 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-00801-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-00801-0000-00002`
Alternative APN	`130080100002`

Interior

Stories	2 Stories
Building Area	2,818 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130080100002
Street Address	31 WINDSOR PL
City	MONTCLAIR
State	NJ
Zip	07043-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X166 IRR
Legal Block	801
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3001
Census Tract	16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 WINDSOR PL, MONTCLAIR, NJ 07043-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 1996 · Amount on Record
Deed Sale	Aug 7, 1996 · Amount on Record
Deed Book / Page	5428 / 821
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	31 WINDSOR PL, MONTCLAIR, NJ 07043-1118
Document Number	0000057572
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WINDSOR PL MONTCLAIR NJ 070431118, MONTCLAIR, NJ 07043-1118

Mortgage

Document Number	0000057572
Date	Jul 3, 2018
Instrument	57572

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,400 (-) Land $349,800 Building $345,600	$695,400 (-) Land $349,800 Building $345,600
2025	$24,450.00 (+3.32%)	$695,400 (-) Land $349,800 Building $345,600	$695,400 (-) Land $349,800 Building $345,600
2024	$23,664.00 (+3.5%)
2023		$695,400 Land $349,800 Building $345,600	$695,400 Land $349,800 Building $345,600
2022	$22,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1999–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20