20 Windsor Pl, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 20 Windsor Pl, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,526 sqft · built 1920
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Apr 2002)
Tax Bill$18,237 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-00708-0000-00003

Property Details

APN / Parcel Number

Primary APN13-00708-0000-00003
Alternative APN
  • 130070800003

Interior

Stories2 Stories
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions168 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number130070800003
Street Address20 WINDSOR PL
CityMONTCLAIR
StateNJ
Zip07043-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X168
Legal Block708
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3009
Census Tract16100

Owner

20 Windsor Pl is owned and occupied by two individuals who bought it in April 2002.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address20 WINDSOR PL, MONTCLAIR, NJ 07043-1110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2002 · Amount on File
Deed SaleApr 22, 2002 · Amount on File
Prior SaleJun 21, 2001 · Amount on File
Deed Book / Page5877 / 720
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address20 WINDSOR PL, MONTCLAIR, NJ 07043-1110
Document Number0000024741
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WINDSOR PL UPPER MONTCLAIR NJ 070431110, UPPER MONTCLAIR, NJ 07043-1110

Mortgage

Document Number0000024741
DateMar 20, 2017
Instrument24741
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Windsor Pl was $18,237, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,700 (-) Land $342,100 Building $176,600$518,700 (-) Land $342,100 Building $176,600
2025$18,237.00 (+3.32%)$518,700 Land $342,100 Building $176,600$518,700 Land $342,100 Building $176,600
2024$17,651.00
2023$494,500 Land $342,100 Building $152,400$494,500 Land $342,100 Building $152,400
2022$16,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Windsor Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1999–2022)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2022 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Windsor Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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