31 Whitesides St, Layton, UT 84041 Property Records

Davis County property record for 31 Whitesides St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,345 sqft · built 1979
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Aug 2010)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-062-0054`

Property Details

APN / Parcel Number

Primary APN	`11-062-0054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Garage Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	31 WHITESIDES ST
City	LAYTON
State	UT
Zip	84041-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEG AT A PT S 86.44 FT & N 89^20' W 1314.12 FT ALG S LINE OF GENTILE STR & S 17^00' E 125 FT FR NE COR OF SEC 28-T4N-R1W, SLM; TH N 83^25'30" E 139.76 FT; TH S 6^30' E 39.25 FT; TH S 66^43' W 192.204
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2003
Census Tract	125906

Owner

31 Whitesides St is owned and occupied by two individuals who bought it in August 2010.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 19, 2019	Deed of Trust, Mortgage · FHA Mortgage GRAYSTONE MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2010 · Amount on File
Deed Sale	Aug 20, 2010 · Amount on File
Prior Sale	May 19, 2010
Deed Document Number	20102547540
Deed Book / Page	5092 / 825
Prior Transfer Date	Dec 26, 2003
Prior Transfer Doc	0001946389
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008291/658
Date	Jul 10, 2023
Book Page	8291/658
Instrument	3535833

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003259034
Date	Jun 8, 2020
Book Page	7529/2774
Instrument	3259034

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GATEWAY TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003143784
Date	Feb 19, 2019
Book Page	7202/0338
Instrument	3143784

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITAN TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003338271
Date	Jan 20, 2021
Book Page	7679/356
Instrument	3338271

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 8, 2017
Property Address	31 WHITESIDES ST, LAYTON, UT 84041-4337
Document Number	0003044074
Book / Page	006845 / 001382
Instrument Date	Sep 8, 2017
Instrument	3044074
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 WHITESIDES ST LAYTON UT 840414337, LAYTON, UT 84041-4337

Tax Assessment & Valuation

The 2025 property tax bill for 31 Whitesides St was $2,494, up 5.2% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,300 (+2.1%) Land $134,095 Building $133,205	$486,000 (+2.1%) Land $243,809 Building $242,191
2025	$2,494.00 (+5.19%)	$261,800 Land $123,910 Building $137,890	$476,000 Land $225,291 Building $250,709
2024	$2,371.00 (+3.27%)
2023	$2,296.00 (-4.81%)	$428,000 Land $157,156 Building $270,844	$428,000 Land $157,156 Building $270,844
2022	$2,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Whitesides St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Whitesides St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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